Funding Options
Every option.
One application.
300+ funding sources. Credit-based or revenue-based — matched to your situation.
Personal funding.
No business required.
$10K - $150K
0% Credit Cards
0% Intro APR
- 0% intro for 12-21 months
- No business required
- Cash access available
- Multiple cards stacked
- Approval in 24-48 hours
- Use for any purpose
$5K - $100K
Personal Lines of Credit
Revolving Access
- Draw funds as needed
- Only pay on what you use
- Reusable credit line
- Lower rates than cards
- No collateral required
- Fast approval process
$5K - $100K
Personal Loans
Fixed Payments
- Fixed monthly payments
- Terms 2-7 years
- Rates from 6%
- No collateral needed
- Debt consolidation OK
- Funds in days
Business funding.
Scale your operations.
$10K - $150K
Credit Line Hybrid
0% Intro APR
- 0% intro for 6-18 months
- No docs required
- Unsecured (no collateral)
- Builds business credit
- Approval in 24-48 hours
$25K - $500K
Business Lines of Credit
Revolving Access
- Draw funds as needed
- Only pay on what you use
- Reusable credit line
- Working capital ready
- Competitive rates
$25K - $5M
Term Loans
Rates from 5%
- Fixed monthly payments
- Terms up to 10 years
- Large amounts available
- Equipment & expansion
- No prepayment penalties
$50K - $5M
SBA Loans
Government-Backed
- Lowest rates available
- Terms up to 25 years
- 7(a), 504, Microloans
- Real estate eligible
- Startup friendly options
$10K - $5M
Equipment Financing
100% Financing
- Finance up to 100%
- Equipment as collateral
- Fixed payments
- Tax advantages
- New or used equipment
$5K - $500K
Merchant Cash Advance
Revenue Is Your Asset
- Based on revenue, not credit
- Funded in 24–72 hours
- Credit score 500+ accepted
- Repay as a % of daily sales
- 4+ months in business
- No collateral required
Alternative Path
Business is good.
Credit isn't there yet.
Most funding options look at your credit score first. A Merchant Cash Advance looks at your revenue. If your business is generating consistent sales — we can get you capital in as little as 24 hours, regardless of where your credit stands.
500+
Minimum credit score
$10K+
Monthly revenue required
24–72 hrs
Time to funding
$5K–$500K
Funding range
Qualifications.
What you need to get started.
0% Credit Lines
Credit Score
680+ FICO (all 3 bureaus)
Utilization
Under 40%
Payment History
No lates in 24 months
Collateral
None
Credit partner option available
SBA & Term Loans
Credit Score
650+ FICO
Time in Business
2+ years
Annual Revenue
$100K+
Collateral
May be required
Up to $5M with terms to 25 years
Merchant Cash Advance
Time in Business
4+ months
Monthly Revenue
$10K+ (bank statements)
Personal Credit
500+ (flexible)
Collateral
None required
Repayment
% of daily/weekly sales
Revenue is the qualifier — not credit